Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of the Think Insurance Group website (the "Site") and any related services provided by Think Insurance Group ("we," "us," "our"). By using the Site, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please do not use the Site.

1. Acceptance of Terms

By accessing or using the Site, you confirm that you are at least 18 years old and capable of entering into a binding agreement. Your continued use of the Site constitutes your acceptance of these Terms, as well as any updates or modifications we may make.

2. Services Provided

Think Insurance Group offers informational resources, tools, and services related to insurance products, including but not limited to individual policies, employee benefits, property and casualty insurance, Medicare, and business insurance. These services are provided for informational purposes only and do not constitute financial or legal advice. Please consult with a licensed insurance agent for specific recommendations tailored to your needs.

3. Use of the Site

You agree to use the Site in a lawful manner and for its intended purpose. You may not:

• Violate any applicable laws or regulations.
• Post or transmit any malicious software, viruses, or harmful code.
• Use the Site to collect or store personal data about others without their consent.
• Attempt to gain unauthorized access to any portion of the Site or our systems.

We reserve the right to restrict or terminate your access to the Site for any violation of these Terms.

4. Intellectual Property

All content on the Site, including but not limited to text, images, logos, graphics, and software, is the property of Think Insurance Group or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not copy, distribute, modify, or reproduce any content without our prior written consent.

5. Third-Party Links

The Site may include links to third-party websites or resources. Think Insurance Group is not responsible for the content, products, or services offered by these third parties. Accessing third-party websites is at your own risk, and you should review their terms and privacy policies before use.

6. Disclaimer of Warranties

The Site and its content are provided "as is" without any warranties, express or implied. We do not guarantee the accuracy, completeness, or reliability of the information provided. Think Insurance Group disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

7. Limitation of Liability

To the fullest extent permitted by law, Think Insurance Group shall not be liable for any damages, including but not limited to direct, indirect, incidental, special, or consequential damages, arising out of or related to your use of the Site or any services offered.

8. Privacy

Your use of the Site is subject to our Privacy Policy, which explains how we collect, use, and protect your personal information. By using the Site, you consent to the data practices described in our Privacy Policy.

9. Changes to Terms

We reserve the right to update or modify these Terms at any time without prior notice. Any changes will be effective immediately upon posting to the Site. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

10. Governing Law

These Terms are governed by the laws of the State of [Insert State], without regard to its conflict of law principles. Any disputes arising out of or related to these Terms shall be resolved in the courts located in Colorado.

11. Contact Information

If you have any questions or concerns about these Terms, please contact us:

Think Insurance Group
2679 W. Main Street Littleton, CO 80120
service@thinkinsurancegroup.com
Office: 720.981.2788

By using our Site, you agree to these Terms and Conditions. Thank you for choosing Think Insurance Group!